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info@timevaultapp.co

Now available on iOS & Android

Make Saving a Habit. Let Time Do the Rest.

Build better money habits with TimeVault. Set aside funds, choose your saving duration, and stay committed to your financial goals.

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  • Payments processed by Stripe
  • Full card details never stored on our servers
  • For adults 18+
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Illustrative interface · sample data

The problem

Saving Money Shouldn’t Be the Hardest Part.

When money sits one tap away, good intentions compete with every impulse, every sale and every “just this once.” Most of us don’t need another chart of where our money went. We need a little distance between our savings and the moment.

01

Impulse moments

Spending takes a few seconds. Saving takes a decision you have to keep making — and it’s easy to put off.

02

Money within reach

Savings that sit next to everyday spending are easy to dip into, even when they’re meant for rent or a goal.

03

Habits without structure

Budgeting tools show what already happened. They don’t always help you commit to what happens next.

TimeVault adds structure: decide once, lock it in, and let the timer do the remembering.

Meet TimeVault

Introducing TimeVault

Your Money. Your Timeline. Your Commitment.

TimeVault is a time-locked savings wallet. You decide how much to set aside and for how long — then the app keeps it out of reach until your hold period ends.

  1. 01

    Your money

    Add funds with your card and withdraw to your linked bank account once the hold ends. TimeVault isn’t a bank, and it doesn’t decide how you spend.

  2. 02

    Your timeline

    Choose the amount and the hold period for every Lock, and run separate Locks for rent, textbooks, a trip or a night out.

  3. 03

    Your commitment

    Once a Lock starts, its timer can’t be changed or cancelled. That’s the point: you make the decision once, in a calm moment.

Explore every feature

Core features

Everything you need to commit to a goal. Nothing you don’t.

Available in the app Planned
Available

Smart Wallet Locking

Lock funds safely with a timer. Choose an amount and a hold period, add more over time, and the balance stays out of reach until the timer ends — even when the app is closed.

App screen shown with sample data.

TimeVault app screen titled Enter Amount to Lock, with an amount, available balance and a Confirm Lock button
Available

Card Linking & Payouts

Add funds with your card through Stripe. When the hold period ends, withdraw to your linked bank account.

Available

Transaction Timeline

Track your savings journey in one clear ledger: every deposit, lock, unlock and withdrawal.

Available

Fund Security & Trust

Transparent protection, built on established providers — and clear about what TimeVault is and isn’t.

  • Payments processed by Stripe. Your full card details are never stored on our servers.
  • Face and fingerprint unlock. Biometric sign-in and re-authentication on supported devices.
  • Encrypted in transit. Data travels over HTTPS, with access controls on our systems.
  • Double-tap protection. Helps prevent accidental duplicate payments.

TimeVault is not a bank. No system is 100% secure — read our Privacy Policy.

Planned

Monetization & Rewards

We’re building reward-based incentives through ad integrations — for example, ad-supported early unlocks where permitted. Conditions may be limited per lock cycle and may not be available in every region.

*Where available. Details may change before release. See Terms §5.

Also in the app End-of-hold reminders Face & fingerprint unlock English, Spanish, Italian, French & German Time-zone-aware lock times Referral sharing In-app support requests

How TimeVault works

Four steps from intention to habit.

  1. Step 1

    Create Your Account

    Download TimeVault from the App Store or Google Play and set up your profile. You’ll need to be 18 or older (or the legal age where you live).

    • iOS & Android
    • 5 languages
  2. Step 2

    Add Funds

    Connect an eligible payment method and deposit funds, subject to supported availability. Card payments are processed through Stripe.

    • Processed by Stripe
    • Card details not stored
  3. Step 3

    Choose Your Lock Duration

    Pick how much to lock and how long to hold it. Once your Lock starts, the timer can’t be changed or cancelled — that’s what makes the commitment work.

    • One Lock per goal
    • Time-zone aware
  4. Step 4

    Access Your Funds

    When the hold period ends, TimeVault can notify you, and your funds become available according to the app’s terms — ready to withdraw to your linked bank account.

    • End-of-hold reminders
    • Bank payouts

See the full flow in under a minute.

Join the Waitlist

Inside the app

Explore the TimeVault experience.

Tap through the key screens — from your dashboard to the moment you choose a hold period.

Hi Alex 👋

Your Wallet Balance

$1,240.00

Add Funds
Locked$850.00
Available to transfer$390.00
WithdrawLock Funds
Lock FundsView All
  • Rent fund21 days left$600
  • Textbooks9 days left$250

Illustrative interface · sample data. Screens may differ from the current app.

From the app

Screens from TimeVault, shown with sample data.

Dashboard, Lock Funds and the unlock alert you see when a timer completes. Download the app for the current version.

Download on theApp Store (opens in a new tab) Get it onGoogle Play (opens in a new tab)
TimeVault dashboard screen with wallet balance, Locked and Available to transfer tiles, and Withdraw and Lock Funds buttons
Dashboard
TimeVault Enter Amount to Lock screen with a keypad and Confirm Lock button
Lock Funds
TimeVault notification reading Funds Unlocked: your locked amount has been successfully unlocked
Unlock alert

Why TimeVault

Small commitments. Lasting habits.

TimeVault is designed to make saving feel deliberate, not difficult. Here’s what it’s built to help you do.

  1. 01

    Build disciplined saving habits

    Make setting money aside a routine, not a decision you have to win every day.

  2. 02

    Reduce impulsive spending

    Money in a Lock isn’t available for the next impulse purchase.

  3. 03

    Create a structured savings routine

    Separate Locks for separate goals, each with its own timeline.

  4. 04

    Track savings progress

    A clear ledger of every deposit, lock, unlock and withdrawal.

  5. 05

    Make intentional financial decisions

    Decide once, calmly, and let the timer hold you to it.

“No complicated investing. No distractions. Just intentional saving — made effortless.”

The TimeVault mission

For investors

Invest in the future of smart saving.

TimeVault is building behavior-driven saving tools that help people save consistently. If you invest in fintech and financial wellness, we’d like to talk.

Market opportunity

Built where fintech meets behavior.

TimeVault sits at the intersection of fintech, behavioral psychology, micro-savings and financial wellness Fintech Behavioral psychology Micro-savings Financial wellness TV

Positioned at the intersection of four growing categories, TimeVault focuses on people who want structure in their finances rather than another budgeting dashboard.

  • Gen Z and students
  • Young professionals
  • Anyone who wants structure in their finances

Business model Planned

Two revenue streams, aligned with saving.

Our planned model combines advertising with a premium tier.

Ad-supported early unlocksOptional, where permitted and available by region.
Premium subscriptionsAdditional features for committed savers.

Product roadmap

Roadmap to scalable growth.

  1. 01Shipped

    Product Foundation

    Core saving features built and released on iOS and Android (v1.0, September 2026).

  2. 02Now

    Launch & User Growth

    Public launch with social campaigns and referral-driven adoption.

  3. 03Next

    Monetization Scale-Up

    Ad revenue expands and premium subscriptions begin.

  4. 04Later

    Expansion

    AI features roll out as the product enters new markets.

Growth strategy

Community-led and referral-powered.

  1. 01
    Social campaignsContent and campaigns for Gen Z, students and young professionals.
  2. 02
    Referral-driven adoptionReferral sharing is already built into the app.
  3. 03
    New marketsExpansion and AI-assisted features as the product matures.

Investor relations

Request the deck or book a conversation.

We share market sizing, traction and financial information directly with interested investors.

Full investor overview

This website is for information only and is not an offer to sell, or a solicitation of an offer to buy, any securities. Roadmap items are forward-looking plans and may change.

FAQ

Questions, answered.

Straight answers about how TimeVault works. For anything about your own account, get in touch.

Still have a question?

info@timevaultapp.co See the full FAQ

Add funds with your card, choose an amount to lock and a hold period, and the money stays locked until the timer ends. When the hold period is over, you can withdraw to your linked bank account.

You choose the hold period when you create a Lock. The timer can’t be changed once the Lock is created, so pick a period that matches your goal. You can run separate Locks for different goals.

Locks are designed to stay locked until their scheduled end time, and a Lock can’t be cancelled once it has started. Where the app offers it, early unlock may be available under specific in-app conditions, such as viewing advertisements. These conditions may be limited per lock cycle and aren’t available in all regions. See Terms & Conditions §5.

Any price or fees are shown on the App Store or Google Play listing and in the app before you confirm. Card payments are processed by Stripe and are subject to Stripe’s terms. TimeVault doesn’t offer interest or guaranteed returns on locked funds.

TimeVault is on the App Store and Google Play. Availability of the app and of individual features, such as early unlock, can vary by country and by what our payment providers support. Check the store listing in your region.

Download TimeVault, create your account and follow the in-app steps to add a payment method. You must be at least 18 (or the legal age in your jurisdiction) and provide accurate information.

Yes. TimeVault Wallet can be downloaded from the App Store and Google Play. We’re continuing to improve it, and features on this site that aren’t live yet are clearly labeled “Planned.”

The waitlist is how we share launch news, including new regions and new features, plus product updates. Joining doesn’t create an app account or move any money. To be removed, email info@timevaultapp.co.

No. TimeVault is a digital wallet application designed to help you build financial discipline. It is not a bank and does not provide traditional banking services.

Your Future Savings Habit Starts Here.

Be among the first to hear about TimeVault’s launch and product updates.

Ready to start now? TimeVault is available on iOS and Android.

Download on theApp Store (opens in a new tab) Get it onGoogle Play (opens in a new tab)